What is a Canada Study Permit?
A study permit authorizes foreign nationals to study at designated learning institutions (DLIs) in Canada for programs longer than six months.
Key Facts
- Valid for program duration plus 90 days
- Must be obtained before entering Canada
- Allows part-time work (24 hours/week)
- Supports a PGWP application after completion — degree graduates qualify freely, non-degree graduates must be in an eligible field of study, and a language test (CLB 7 university / CLB 5 college) is required for everyone
Study Permit vs Student Visa
| Aspect | Study Permit | Student Visa |
|---|---|---|
| Purpose | Authorization to study | Entry to Canada |
| Issued By | IRCC | IRCC (permit issued at the port of entry) |
| Duration | Program length | Single/multiple entry |
Important policy changes
Study Permit Cap: For 2026 IRCC has set a cap of 408,000 permits (155,000 new arrivals plus 253,000 extensions), with 309,670 application spaces for applicants who need a PAL/TAL.
Proof of funds increase (September 2025): From 1 September 2025 the cost-of-living requirement for a single applicant rose from CAD 20,635 to CAD 22,895 per year, separate from tuition and travel. IRCC reviews it each September.
School Transfer Restrictions: As of November 2024, you can no longer change schools on the same study permit. A new permit application is required.
Study Permit Requirements
Essential Documents
| Document | Details |
|---|---|
| Letter of Acceptance | From a designated learning institution (DLI) |
| Provincial Attestation Letter | PAL/TAL — mandatory since Jan 2024; Master's and PhD students at public DLIs exempt from Jan 2026. Quebec applicants need a CAQ |
| Proof of Funds | CAD 22,895 for living costs (single applicant), plus tuition and travel |
| Tuition Proof | First year paid/funds |
| Passport | Valid for study period |
| Photos | Immigration specifications |
Financial Requirements (Updated September 2025)
| Expense | Amount (CAD) |
|---|---|
| Living costs (single applicant) | 22,895 per year |
| First Year Tuition | Varies by programme |
| Travel | Return airfare |
Application Process
Step 1: Gather Documents
- Letter of Acceptance from DLI
- GIC from approved bank
- Financial documents
- Language test results
Step 2: Submit Online Application
- Create IRCC account
- Complete forms
- Upload documents
- Pay fees
Step 3: Biometrics
- Schedule appointment at VAC
- Provide fingerprints and photo
Step 4: Processing
- Roughly 5 weeks from India as of mid-2026 (check IRCC's live processing tool)
- Track application online
GIC (Guaranteed Investment Certificate)
GIC providers (one accepted way to evidence funds, not a requirement)
| Bank | Programme amount | Notes |
|---|---|---|
| SBI Canada | CAD 20,635 | Published Student GIC Program amount |
| Scotiabank | CAD 5,200 - 50,200 | You choose the amount within this range |
| ICICI Bank Canada | Amount specified by IRCC | Set per province of arrival |
Interest rates are variable and none of these banks publish a fixed student GIC rate — check current rates directly with the bank.
How GIC Works
- Purchase GIC before visa application
- First installment released on arrival
- Remaining funds released in monthly instalments over 12 months
Last reviewed: August 2026
